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BEST MORTGAGE RATES AND DEALS

Fixed Rates (with no extended redemption tie-in)
    Rate Period Max LTV Fee Incentive Redemption
  PORTMAN BS   4.48% to 31.3.07 95% £399 Advances up to 90%, no HLC To 31.3.07
  SKIPTON BS   4.59% to 30.4.07 95% £499 Flexible option, free A for 6 mths & advs up to 90%, no HLC. Remtgs free legal fees & free valn To 30.4.07
  LEEDS & HOLBECK BS   4.74% to 1.3.08 95% £495 Free ASU for 6 months & advances up to 90%, no HLC To 1.3.08
  SCARBOROUGH BS   4.79% 3 years 95% £395 Flexible option & advances up to 90%, no HLC 1st 3 yrs
  LEEDS & HOLBECK BS   4.84% to 1.3.10 95% £695 6 mths free ASU & advs to 90%, no HLC To 1.3.10
  BRITANNIA BS   4.89% for 5 years 95% £349 Free ASU for 6 mths & advances up to 90%, no HLC. Remortgages discounted legal fees 1st 5 yrs
               
 
Fixed Rates (with extended redemption tie-in)
    Rate Period Max LTV Fee Incentive Redemption
  PORTMAN BS   2.35% to 31.3.07 95% £599 Advances up to 90%, no HLC To 31.3.11
  NORWICH & P'BORO BS   2.38% for 2 years 95% £345 Flexible option & advances up to 90%, no HLC 1st 6 yrs
  MARKET HARBOROUGH BS   2.40% for 2 years 90% £395 Flexible option & no HLC. Free B+C for 3 months. In England & Wales (min £50K) £225 rebate or remtgs free legal fees 1st 5 yrs
  SAFFRON WALDEN BS   2.45% to 30.3.07 95% £599 Advances up to 85%, no HLC. Remortgages refund valuation To 30.3.11
  WEST BROMWICH BS   2.55% to 31.1.07 95% £395 Free ASU for 6 months, refund valn (max £350) & remortgages free legal fees. Advances up to 90%, no HLC To 31.1.10
  NORTHERN ROCK    2.99% to 1.4.07 95% £695 £750 rebate & no HLC 1st 7 yrs
               
 
Discounted Rates
    Rate Period Max LTV Fee Incentive Redemption
  LAMBETH BS   4.49% to 30.4.07 80% £395 Free ASU for 3 months & no HLC To 30.4.07
  DUNFERMLINE BS   4.54% for 2 years 80% £499 No HLC 1st 2 yrs
  SAFFRON WALDEN BS   4.63% for 2 years 95% £349 Advances up to 85%, no HLC. Remtgs free valn (max £500) 1st 2 yrs
  LAMBETH BS   4.59% to 30.4.08 80% £395 Free ASU for 3 months & no HLC To 30.4.08
  CHESHIRE BS   4.61% for 3 years 95% £395 Flexible option, free A for 3 months & advances up to 90%, no HLC 1st 3 yrs
  FIRST ACTIVE   4.75% to 30.4.10 95% £399 Advances up to 90%, no HLC. Remtgs free legal fees & free valn To 30.4.10
               
 
Variable Rates
    Rate Period Max LTV Fee Incentive Redemption
  COVENTRY BS 4.40% for term 95% £324 Free valn (max £650), free ASU for 3 months & advs up to 90%, no MIP. Remtgs £200 rebate None
  HINCKLEY & RUGBY BS 4.59% for term 80% - Free valuation & no MIP. Remtgs free legal fees None
  SCARBOROUGH BS 4.64% for term 90% - £250 rebate, refund valuation & no MIP None
  BRISTOL & WEST 4.69% for term 95% £299 Free ASU for 3 months & no MIP 1st 1yr
  NORWICH & P'BORO BS 4.69% for term 95% - Free valuation & advs up to 90%, no MIP. Remtgs free legal fees or £250 rebate None
  WOOLWICH 4.85% for term 95% £149 Flexible option & advances up to 90%, no MIP. Option to offset savings, current account & mortgage None
               
 
Capped Rates
    Rate Period Max LTV Fee Incentive Redemption
  GIRAFFE MORTGAGES 4.29% to 30.4.06 95% £299 Currently 4.19% to 30.4.06. Advances up to 85%, no MIP & free ASU for 3 months To 30.4.06
  NORWICH & P'BORO BS 5.14% to 5.1.07 95% £199 Flexible option & advances up to 90%, no MIP To 5.1.07
  CHELTENHAM & GLOS 5.69% to 30.4.08 95% £299 Free valuation & no MIP To 30.4.08
  GIRAFFE MORTGAGES 5.35% to 30.4.09 95% £299 Currently 4.50% to 30.4.09. Free ASU for 3 months, free valn & remtgs free legal fees. Advs up to 85%, no MIP To 30.4.09
  COVENTRY BS 5.99% to 31.3.09 95% £299 Currently 4.80% to 31.3.09. Flexible option, free ASU for 3 mths, free valn (max £650) & advs to 90%, no MIP. Remtgs £200 rebate None
  BRISTOL & WEST 5.99% to 31.3.06 90% £399 Currently 4.89% to 31.3.06. Free no MIP & free ASU for 3 months To 31.3.06


ASU = Accident, Sickness & Unempoyment Insurance

U - Unemployment Insurance
B&C - Buildings & Contents Insurance

 

 

 


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